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goeasy Ltd T.GSY

Alternate Symbol(s):  EHMEF

goeasy Ltd. is a Canadian company that provides non-prime leasing and lending services through its easyhome, easyfinancial, and LendCare brands. The Company's segments include easyfinancial and easyhome. The easyfinancial segment lends out capital in the form of unsecured and secured consumer loans to non-prime borrowers. easyfinancial's product offering consists of unsecured and real estate secured instalment loans. The LendCare operating segment specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories. The easyhome segment provides leasing services for household furniture, appliances and electronics and unsecured lending products to retail consumers. Its customers can transact seamlessly through an omnichannel model that includes online and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, powersports, automotive, home improvement, and healthcare verticals.


TSX:GSY - Post by User

Comment by thinkyourmoneyon May 13, 2021 11:42am
269 Views
Post# 33191841

RE:RE:RE:Earnings out

RE:RE:RE:Earnings out I don't understand the logic on focusing on revenue growth.  I have always been from the mindset of work less and make more.  And that is what the folks at GSY do.

Adjusted Quarterly Net Income of $36.7 million, up 67%
Adjusted Quarterly Diluted Earnings per Share of $2.34, up 66%

Make little more profit from the same amount of revenue.  Air lines used to chase revenue growth at the expense of profits.  Thank goodness there are some sane people in business.

And why would you look south across the border?  Thiis company has no presence there.  Major Canadian banks do but this company is 100% Canadian based.  If I am wrong please correct me but I have not read anything like that.  Inflation will come on but modern lenders like GSY have algorithms that can be adapted to changes in the lending landscape.  I was invvested in a non-prime lender that tweeked their algorithm every 9 hours and that was 15 years ago.

I think yesterday the short traders just went shopping for some investors who made the mistake of setting stop loss limits...And found them.





  
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