toucsa hang in there & otherswhat is to be feared when one speaks an opinion that differs? if the foundation of this firm & it's agreement are solid, what is to be scared of? i don't get it. did anyone ever think that if everyone on this board cheers with no tenative questions asked, it looks like a set up? why not ask the hard questions? if it's good enough, it will hold it's own in spite of the ever fearful ?. if it's good enough we got nothing to fear, in the meantime ask away people.