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XTM Inc C.PAID

Alternate Symbol(s):  XTMIF

XTM Inc. is a fintech creator of payment innovations including fully certified Earned Wage Access through its AnyDay product. AnyDay is an automated earned wage access and instant payments platform that helps employers recruit, retain and improve operational productivity. It supports businesses to encourage their workforce in the hospitality, personal care and service staffing industries. It is the originator of the Today Solution, a software solution originally designed for restaurateurs, personal care service providers, food delivery operators, and other businesses with a similar need to provide staff with funds in near real-time. It provides on-demand pay for many brands, including Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels and Live Nation. Its wholly owned subsidiary, QRails, Inc., enables payroll providers, financial institutions and other fintech companies to keep up with the on-demand economy by delivering digital payment solutions to their employees.


CSE:PAID - Post by User

Post by ThoughtsOnThison May 18, 2021 8:23am
155 Views
Post# 33220651

SP Calculations (?)

SP Calculations (?)Just food for thought here:

OS = 88,000,000
2020 Revenue = $975k
Revenue Multiple 10x (open to discussion) = Market Cap of $9,750,000

$9,750,000 / 88,000,000 = $0.111
To match the current SP the multiple has to be 30x+. Q: What multiple will the market put on PAID? If you grant PAID FinTech status, and I think that's a stretch at this moment, the multiple is currently around 15x.


Net Loss in 2020 $3.6MM up from $2MM in 2019. The company burned $300k a month in 2020 so if that isn't turning around right now (this quarter) I'd say we are in for two things; a share price below $0.20 followed by a very dilutive financing...




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