RE:**** mouth*****Lumpy was extremely discouraging. Once i heard that, i put on a parachute and landed safely. I told the bank my paychecks are Lumpy, can you give me more money and i promise to use it and my salary to pay the mortgage... Answer was no since they saw i was spending my money on fancy bedrooms, living room, paintings and certificates with gold frames, buying the "best technology" toys etc. But then I said I need to survive long enough to make enough money to pay it all down. Lol