Yo OldFxDud(e):My investing results are completely satisfactorily to me. I need not adopt questionable investment methodologies to achieve my targeted returns. As such, the questions that you pose are irrelevant. Also irrelevant is your pretending that looking backward can provide guidance going forward. Tomorrow, when you drive to Starbucks for your soy infused latte, try looking only in the rear view mirror. I trust that you immediately recognize the futility of T & A investing. Sherm, the simplest of the Simpletons