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Great Ajax Corp T.AJX


Primary Symbol: AJX

Great Ajax Corp. is an externally managed real estate company. The Company’s primary business is acquiring, investing in and managing a portfolio of mortgage loans. The Company operates in a single segment focused on re-performing mortgages, and to a lesser extent non-performing mortgages and real property. The Company primarily targets acquisitions of re-performing loans (RPLs), which are residential mortgage loans and non-performing loans (NPLs), which are residential mortgages. It invests in single-family and smaller commercial properties directly either through a foreclosure event of a loan in its mortgage portfolio, or, less frequently, through a direct acquisition. It may acquire RPLs and NPLs either directly or in joint ventures with institutional accredited investors. It may also acquire or originate small balance commercial loans. Its manager is Thetis Asset Management LLC. It conducts its business through its operating partnership, Great Ajax Operating Partnership L.P.


NYSE:AJX - Post by User

Post by dt_coreon Oct 27, 2021 12:36pm
185 Views
Post# 34055001

AJX Valuation

AJX ValuationThe circular docs have provided a little bit more insight about how 2021 is shaping up for the company. An EV/S of 5x is about right in terms of acquisition multiples, and given that we know the fairness opinion was based on 2021, this would suggest total revenue this year of $14.8mm is forecasted which means somewhere in the range of $4mm for Q3 and just under $5mm for Q4. Looking ahead at all the contracts one can conservatively assume that AJX will do about $25-30mm in sales in roughly two years with more growth therafter. Assuming an EV/S of 5x discounted back today at the company's cost of capital of 13.7% then you get the following in terms of valuation at different revenue ranges. The range for each level is dependent on whether you consider cash as part of EV or not, which for a cash burning company like AJX isn't always the case, so the lower number likely applies. All-in all it suggests $1.00 would be a "fair" offer for AJX:

2023 Rev. Estimates
Rev US$20mm: C$0.77 - $0.83
Rev US$25mm: C$0.97 - $1.03
Rev US$30mm: C$1.16 - $1.22
Rev US$35mm: C$1.36 - $1.42
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