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XTM Inc XTMIF


Primary Symbol: C.PAID

XTM Inc. is a fintech creator of payment innovations including fully certified Earned Wage Access through its AnyDay product. AnyDay is an automated earned wage access and instant payments platform that helps employers recruit, retain and improve operational productivity. It supports businesses to encourage their workforce in the hospitality, personal care and service staffing industries. It is the originator of the Today Solution, a software solution originally designed for restaurateurs, personal care service providers, food delivery operators, and other businesses with a similar need to provide staff with funds in near real-time. It provides on-demand pay for many brands, including Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels and Live Nation. Its wholly owned subsidiary, QRails, Inc., enables payroll providers, financial institutions and other fintech companies to keep up with the on-demand economy by delivering digital payment solutions to their employees.


CSE:PAID - Post by User

Post by anon90on Nov 29, 2021 4:19pm
193 Views
Post# 34177365

Great Q3

Great Q3It's all about Revenue and as reported the pace in which they are growing is big. Assume two more quarters of 100% rev growth, that would have them exiting next year at $12,800,000...apply multiple (very debatable number) of 10x and there you have a .91c stock price. I realize 10x may be a bit generous but so is my assumption of only the next two quarters growing at current pace. 
 I wont bother trying to value the upside potential once the USA reveneue starts to kick in, I think it would be impossible for the USA revenue not to be a multiple of Canadian rev's...... Only problem I see here is the limited audience XTM has, I do believe at some point the growth rate for not only revenues but also active users will have to attract attention of not only larger home offices and funds but also to potential acquirers.

BTW,  I had an analyst tell me 10X multiple is to low......



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