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Home Capital Group Inc T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Comment by canaderon Dec 15, 2021 1:02pm
71 Views
Post# 34233442

RE:RE:The SIB can work in cash account, but not ideal.

RE:RE:The SIB can work in cash account, but not ideal.


It applies as tax no matter what. What percentage depends on your tax bracket, but as far as I know all tax brackets.

But here is an example of what it could look like. assuming puc(paid up capital is $3.50)

Purchase price tender: $43.50
Puc: $3,50

Differece = $40.00 >>> you pay dividend on $40.00 per share (sdn div, etc)

and you get a nice capital loss of $40.

so PUC + capital Loss == $43.50

(Something like that)

Which you can apply against any capital gains you have has during the year.

Stings like hell if you don't have capital gains to apply to the capital loss!

GLTA cept the Dhorties of course.

But if you are going to do this, check with your accountant. I am not one by trade,

Your tax situation may be different

 




organeer wrote: Does this advice still apply if you (or I) am in a lower tax bracket? Like I don't have a big portfolio. 


 

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