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Home Capital Group Inc T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Comment by canaderon Dec 30, 2021 2:01pm
112 Views
Post# 34271535

RE:RE:RE:RE:RE:RE:Final Results of Substantial Issuer Bid

RE:RE:RE:RE:RE:RE:Final Results of Substantial Issuer Bid

I was basing my my eps on the last quarter earnings 1.10, not annual earnings

40? 4 quarters *  P/E of 10 = 40.

or 1.27/quarter * 4 quarters *P/E of 10. (just my rough numbers)

***
my annual EPS calculation of HCG post SIB, $5.55,

***
True, but those numbers include release of provision from credit losses. 5.55/4 = 1.388 per quarter. Can't count on that to be a significant contributor going forward.

I went with 1.10 >> 1.27 per quarter instead of 1.388. Was being conservative I think.

So ya, anywhere between $50-$60 is acheivable.

 


organeer wrote: Where did you get "40" from 1.27 x 40?

from my annual EPS calculation of HCG post SIB, $5.55, and normal P/E of 10
Fair price should be $55.5

 

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