HOOD reporting is indicative....of the crappy market for commo-free trading. It's clearly an advertising method, not a serious business. MOGO would be wise not to put too much attention or money into it and concentrate more on the retail lending market. Doesn't grow as quickly perhaps but produces steady earnings. It's trading pretty close to fair value based on cash flow (I can't tell what the BV assets are supposed to be in a company like this) but with earnings only projected to grow by 15% over the next year, that's not much and not much reason to hope for more. Anyone who's heavily invested will have to wait for a BTC rally to get out. And maybe that will occur next year, but in the face of higher interest rates, I'm not holding my breath.