RE:Another very painful and disapointing Quarter in the bank.´´Agonizingly poor! Same presentation and news as the past Quarterly report AND the one before that but dressed up to sound otherwise.´´ Absolutely right! It is a pity that Tergeen was not sent home with a lawsuit. He misrepresented the situation last year and was far too positive. But firing the CEO and not having a successor is not a good sign either. No need to buy even at this level!