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Propel Holdings Inc T.PRL

Alternate Symbol(s):  PRLPF | T.PRL.R

Propel Holdings Inc. is a Canada-based financial technology (fintech) company. The Company’s operating brands include Fora Credit, CreditFresh and MoneyKey, and its lending-as-a-service product line facilitates access to credit for consumers underserved by traditional financial institutions. Through its innovative artificial intelligence (AI)-driven platform, the Company evaluates customers in a more comprehensive way than traditional credit scores can. The Company enables access to credit through two types of credit products on its platform, such as Installment Loans and Lines of Credit. It is engaged in providing lending related services to borrowers, banks, and other institutions in the United States (US) and Canada. The Company, through its MoneyKey brand, offers either installment loans or lines of credit to customers in several US states. The Company, through its CreditFresh brand, operates as a bank servicer which provides marketing, technology, and loan services.


TSX:PRL - Post by User

Post by retiredcfon Mar 28, 2022 7:50am
253 Views
Post# 34551163

Another Assessment

Another AssessmentRevenue of $51M was 12% better than estimates; EPS of 3.5c was better than the loss of 11c expected. Revenue rose 84%. In the short term, vairable loan rates and higher costs are going to impact profitability, and this may hold back investor interest. The stock is down 33% this year, but is on the cheap side of valuation at 14X earnings. The company recently went public and has only paid two dividends. We do not know how cash flow will fare during a recession, so would approach the dividend with caution. Not 'concerned' but we just do not have the historical data yet for full confidence. Cash flow was negative last year but with the IPO there were many one-time expenses. 

So said the team at 5iResearch. GLTA
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