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goeasy Ltd T.GSY

Alternate Symbol(s):  EHMEF

goeasy Ltd. is a Canadian company that provides non-prime leasing and lending services through its easyhome, easyfinancial, and LendCare brands. The Company's segments include easyfinancial and easyhome. The easyfinancial segment lends out capital in the form of unsecured and secured consumer loans to non-prime borrowers. easyfinancial's product offering consists of unsecured and real estate secured instalment loans. The LendCare operating segment specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories. The easyhome segment provides leasing services for household furniture, appliances and electronics and unsecured lending products to retail consumers. Its customers can transact seamlessly through an omnichannel model that includes online and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, powersports, automotive, home improvement, and healthcare verticals.


TSX:GSY - Post by User

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Post by extremeriskon Apr 06, 2022 5:52pm
241 Views
Post# 34582251

Very strong buy now at this price

Very strong buy now at this price
With GSY down 30% YTD — versus the TSX at +1.1% — and now trading at a discount to historical averages, we see little change in the narrative and once again remind investors to take advantage of what we view as a very attractive entry point for the stock. Despite the recent bout of market volatility, our outlook for the fundamentals of this business remain largely unchanged. Management recently reiterated its 3-year guidance and expects to deliver 20% CAGR loan growth (at the midpoint) through 2024. We believe
the business is well insolated from concerns regarding interest rate increases and any deterioration in credit conditions. We are upgrading the stock to Strong Buy on the back of the recent price weakness and maintain our $207.00 target price.
Adj. EPS: 2022E C$12.76 2023E C$14.71 | MC(M): C$2,170 | Debt: C$1,516 | Yield: 2.9%
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