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goeasy Ltd T.GSY

Alternate Symbol(s):  EHMEF

goeasy Ltd. is a Canadian company that provides non-prime leasing and lending services through its easyhome, easyfinancial, and LendCare brands. The Company's segments include easyfinancial and easyhome. The easyfinancial segment lends out capital in the form of unsecured and secured consumer loans to non-prime borrowers. easyfinancial's product offering consists of unsecured and real estate secured instalment loans. The LendCare operating segment specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories. The easyhome segment provides leasing services for household furniture, appliances and electronics and unsecured lending products to retail consumers. Its customers can transact seamlessly through an omnichannel model that includes online and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, powersports, automotive, home improvement, and healthcare verticals.


TSX:GSY - Post by User

Post by retiredcfon May 12, 2022 8:00am
310 Views
Post# 34676961

Mixed Reactions

Mixed Reactions

Clearly the Raymond James and National Bank analysts are looking at things from a very different perspective. GLTA

CIBC’s Nik Priebe reduced his Goeasy Ltd.  target to $180 from $200, below the $205.56 average, with an “outperformer” rating. Other changes include: Raymond James’ Stephen Boland to $213 from $207 with a “strong buy” rating and National Bank’ Jaeme Gloyn to $155 from $220 with an “outperform” rating.

“Overall, a solid quarter with results relatively in line with our estimates and consensus though loan growth was higher than expected,” said Mr. Boland. “We note that the year-over-year comparison is somewhat difficult given the acquisition of Lendcare in 2Q21. Gross Loans grew 6 per cent in the quarter (7 per cent last quarter), and are now $2.15 billion. We are encouraged by the growing diversification of loan products that also have a stronger credit profile including home equity and auto loans. Through a combination of hedges, fixed term loans and floor agreements, higher interest rates should have a minimal impact to financials. Management provided strong 2Q22 guidance so the high growth trend will be maintained. For 2022, management expects to achieve the high end of the loan book guidance.”

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