RE:RE:RE:RE:NFG - IkeAgreed -- however -- there is a possibility that your deposits at such a bank will get "bailed-in" (ie: confiscated) as per government legislation passed a few years ago.
In general, many savers do not understand that the rules have been changed -- when you make a deposit into your account at a bank, you no longer own that money. It is now an unsecured loan that you have made to the banking institution. If your bank fails, than your deposit is treated as a creditor which means secured loans get paid off first and unsecured last if any funds remain (which could be doubtful in a bankruptcy situation).
The gov't does provide some guarantees re: minimum deposit levels but above those amounts the funds are confiscated (as occurred in Cyprus circa 2013).
None of the above is news.......just a reminder.