Steve always tries to make everything grandeur to a faultSo now instead of partnering with a top 4 credit card company ( sounded big time ) they turn around and say associate member, NOW it's shrunk in size to just an affiliate member . Do you realize how many affiliate members Visa has ? I think the count is around 6,000 and they work on a commission basis which makes sense why Revo is now pushing what ever few users they have into this pre-paid card now.