This Quarters Results.Not much to say, the verbage from management does not match the numbers. Another quarter of really medicore results. ROE bites, expenses are growing faster than revenue and loan growth is pretty anemic. Net interest margins did not improve, which would be expected given their business mix and the fact half their loans are funded with hot money. In fact rising interest rates are likely to supress loan demand in their target market. Loan loss provisions seem to be on the light side. The only postive is the growth in branch deposits.