RE:This is why you buy bank stocks if you like dividends10.5 % is hard to ignore, banks, have had their run. ENERGY , stocks are down, economies will improve, rates will come down, supply demand for OIL is still not there. WAR will escalate, CHINA IS OPENING UP, this ALL POINTS TO oil price going up, plus many more factors. IN 6 to 8 months , WE WILL see oil back into the 100.00 range. WE get paid to wait . BUY ON DIPS.