RE:RE:RE:USDA 502D - Direct Home Loan Program - NavajojoeSo instead of get 548,000$ loan , the maximum is only 290,000 $ so this is almost 50% of the original number . So the house buyer still need to put a cash down for 150k $ to 250k dollar to buy a house in sage ranch . Whoever has this much cash more likely not qualify for the maximum income requirement in USDA .