RE:RE:RE:RE:RE:RE:general stock commentThe only effect on an rrsp is the tax rate you pay on withdrawals. The more you earn from other sources, like cpp and OAS, the higher your tax rate will be on the rrsp withdrawals. We make too much in dividend income to qualify for OAS, and I want to defer the cop and rrsp withdrawals as long as I can (age 70) because I'm already at max tax rate.