RE:Not convinced there's a recession next year How does the housing / mortgage trend look? Anecdotally I'm hearing from friends and seeing posts in general forums that some people are not able to handle the rate increases as their terms come due. I don't think we are 2008 bad, but there are folks contemplating selling because they can't afford the new payments. That will put more pressure on the real estate market.
Groceries, etc - how many are gritting their teeth and hoping for a decent raise in '23 to take pressure of daily expenses? And if those raises don't materialize will spending slow down then?