RE:1.6M cross EchelonEchelon just happens to be a huge Insurance company that supplies smaller insurance Broker companies with all types of insurace policies from motorcycles ,cars .homes etc for them to sell to the public.If I read between the lines if it is Echelon that have aquired the one million six hundred thousand shares then I would expect to hear more possibly with Echelon joining Fobi or signing up to Fobi that in addition to the three Insurance companies Fobi signed in Europe this will be the first insurance company to sign up to Fobi in North America,JMHO.J.J,