Being in IVN, I watched Warren Buffett and wouldn't you knowI am doing EXACTLY what he talked about, SMART investors do. I think his people got a hold of my people and that is why we are INVESTING the same way. Maybe one day, the Oracle of Omaha will be as great as the Canadian Oracle (me of course) LOL . Am I modest ? Never, and why should I be. I made it to MULTI MILLIONAIRE status from scratch. Modesty, is something all POOR people talk about LOL. I love it since I know some are reading this and they are RED with whatever it is when a person compares himself to others, which I NEVER DO. It matters zero, what anyone else has. What matters is what you have. Billionaires can't make you rich just as poor people can't. YES, it is totally up to you small fry and what you do and where you put your money DOES MATTER. People that can't be tought because they never want to listen to others, because of course, they know it all are DOOMED to fail. And that Smart investors and small fry, is ALSO A FACT.