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EQB Inc T.EQB

Alternate Symbol(s):  EQGPF

EQB Inc. is a digital financial services company, with combined assets under management and administration. Through its subsidiary, Equitable Bank, offers banking services. It operates through two main divisions: Personal Banking and Commercial Banking. Personal Banking operates through five business lines: EQ Bank, residential lending, wealth decumulation, and consumer lending through partnerships, a segment added with the Concentra Bank acquisition, and payments as a service supporting its fintech partners. Its diversified product suite consists of deposits, single family residential mortgage loans, home equity lines of credit, reverse mortgages, insurance lending, and payment infrastructure partnerships. Commercial Banking operates through seven business lines: business enterprise solutions, commercial finance group, multi-unit insured, specialized finance, equipment leasing, credit union and Concentra trust. It provides personal and commercial banking through its EQ Bank platform.


TSX:EQB - Post by User

Post by retiredcfon Mar 19, 2023 1:14pm
214 Views
Post# 35347619

Sector Weakness

Sector WeaknessThis was from Monday when the SP closed at $56.63. GLTA

The sector is pricing in a lot of risks at current valuations, but we think sentiment will stay cautious for a period of time. With the SIVB crisis averted, investors may simply worry about the next shoe to fall. We think some sector exposure is still warranted unless one wants to market time things. Generally, 'crisis' times are buying opportunities. But rates, the economy, housing, and inflation are still risks here. We would be comfortable with sector exposure but think the TSX at 31% financials is too high. GSY really should not be impacted by recent events, at least in terms of funding or direct impact. Its loans are short term and it matches liabilities well. EQB is more closely tied to real estate/mortages but has so far managed things very well. Both stocks are very cheap and reflect a lot of risks in their valuations already. The SIVB situation has quickly changed rate expectations and this might be positive for the market overall. (5iResearch)
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