Credit Scores The type of individual and household determines their credit scores. Typically Aeroplan member households have high credit scores, 720 and higher, with a significant percentage over the 800 mark. This explains why air travel and particularly international air travel is continuing to expand, whereas services that are used by subprime (credit scores 620 and below) and deep subprime clients will see demand tightening.
Very likely that the trolls on these boards are part of the subprime group, so this influences their world view.