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EQB Inc T.EQB

Alternate Symbol(s):  EQGPF

EQB Inc. is a digital financial services company, with combined assets under management and administration. Through its subsidiary, Equitable Bank, offers banking services. It operates through two main divisions: Personal Banking and Commercial Banking. Personal Banking operates through five business lines: EQ Bank, residential lending, wealth decumulation, and consumer lending through partnerships, a segment added with the Concentra Bank acquisition, and payments as a service supporting its fintech partners. Its diversified product suite consists of deposits, single family residential mortgage loans, home equity lines of credit, reverse mortgages, insurance lending, and payment infrastructure partnerships. Commercial Banking operates through seven business lines: business enterprise solutions, commercial finance group, multi-unit insured, specialized finance, equipment leasing, credit union and Concentra trust. It provides personal and commercial banking through its EQ Bank platform.


TSX:EQB - Post by User

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Post by retiredcfon Jun 25, 2023 10:10am
266 Views
Post# 35513504

Comparison

ComparisonThinking of adding either TD or EQB to my TFSA. Which offers more growth and what would be a fair entry price?

With the goal of growth in mind, we would prefer EQB over TD. EQB is much smaller ($2.0B market cap) vs. TD at $113B, and has grown its sales at a faster pace - 15% annually over a 10 year horizon vs. 7% annually, respectively. EQB has a slightly better net profit margin than TD, at 34% and 30%, respectively, and trades at a cheaper valuation of 6.4X forward P/E (vs. TD at 9.6X). TD offers a better yield, but for growth we would prefer EQB. We feel that around the ~$65 range is a good entry price, although, we like its recent momentum and would be comfortable stepping in here. (5iResearch)

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