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Laurentian Bank of Canada T.LB

Alternate Symbol(s):  LRCDF | LAUCF | T.LB.PR.H

Laurentian Bank of Canada (the Bank) is a Canada-based provider of financial services to its personal, commercial and institutional customers. The Bank operates in Canada and the United States. Its segments include Personal Banking, Commercial Banking and Capital Markets. The Personal Banking segment caters to the financial needs of retail clients. The Commercial Banking segment caters to the financial needs of business clients across Canada and in the United States and provides commercial banking, real estate financing, and equipment and inventory financing. The Capital Markets segment provides a range of services, including research, market analysis and advisory services, corporate underwriting for debt and equity, and administrative services. The Bank's clients can access its offering of financial advice, products and services through a network of branches in Quebec. The Bank offers a digital direct-to-customer platform to all Canadians. The Bank has approximately 57 branches.


TSX:LB - Post by User

Comment by autofocus111on Jul 29, 2023 9:18pm
105 Views
Post# 35563492

RE:RE:RE:Tier 1 capital only 9.3% at Laurentian = SELL

RE:RE:RE:Tier 1 capital only 9.3% at Laurentian = SELLThe increase in CET1 requirement is linked to the increase in DSB by the OFSI. As per the links below. this increase applies only to the Big Six.

>>>What is the Domestic Stability Buffer The DSB is like a rainy-day fund. It's a capital buffer that the banks are required to set aside to be able to cover losses during financial uncertainties. The DSB applies only to Canada’s six largest banks, known as Domestic Systemically Important Banks (D-SIBs):
 
Bank of Montreal
Bank of Nova Scotia
Canadian Imperial Bank of Commerce
National Bank of Canada
Royal Bank of Canada
Toronto-Dominion Bank

If these banks fail, it can have far-reaching consequences for our domestic economy and often for the global financial system.
 

https://www.osfi-bsif.gc.ca/Eng/fi-if/in-ai/Pages/dsb-idx.aspx

>>>>OSFI Opening Statement – December 8, 2022 Domestic Stability Buffer Announcement To summarize our main decisions today: OSFI is increasing the range of the DSB from its current 0% to 2.5% to a new range of 0% to 4% of total risk-weighted assets; We are increasing the DSB level to 3%, which is a rise of 50 basis points, and OSFI remains prepared to take further action should conditions warrant.

https://www.osfi-bsif.gc.ca/Eng/fi-if/in-ai/Pages/dsb20221208-nt.aspx
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