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Fobi AI Inc V.FOBI

Alternate Symbol(s):  FOBIF

Fobi AI Inc. is a Canada-based artificial intelligence (AI) and data intelligence company that provides businesses with real-time applications to digitally transform and future-proof their organizations. The Company enables businesses to action, leverage, and monetize their customer data by powering personalized and data-driven customer experiences and drives digital sustainability by eliminating the need for paper and reducing unnecessary plastic waste at scale. It operates in the technology industry and earns revenues from directly selling software-as-a-service (SaaS), reselling, referring, and licensing its technology to licensors. It offers Wallet passes, which are digital representations of physical cards or documents that are stored in mobile wallet apps and simplify the user experience by providing smartphone access to membership cards, coupons, tickets, and more. It enables businesses to action, leverage, and monetize real-time data across online and offline platforms.


TSXV:FOBI - Post by User

Comment by gltaisignlongson Jan 23, 2024 10:14am
174 Views
Post# 35840702

RE:From the PR....

RE:From the PR...."Fobi will earn 440,000 CAD in revenue from this deal through a one-time, upfront payment from the insurance provider in which the effective date of renewal was October 1, 2023. A majority of the disclosed revenue amount is receivable, however, the remaining revenue is projected and the actual amount may vary. This revenue will be recognized throughout the 24-month term in accordance with standard IFRS policies in which the Company will recognize revenues each quarter over the duration or term of the contract."

In terms of reporting Fobi uses these dates for its quarters:

Q1 = July 1- Sept 30
Q2 = Oct 1 - Dec 30
Q3 = Jan 1 - March 31
Q4 = April 1 - Jun 30

If I read this correctly the 440k or the majority of it will be reported as recurring income over the period Q2 - 2024 (Oct 1-Dec 30 2023) till Q1 2026 
(Oct 1-Dec 30 2025) and none of this was reported as part of Q1 results last week.

Considering that this is the revenue from a single insurance company (one of the largest) and that Fobi serves 4 of the largest insurance companies you should be able to extrapolate the revenue from these 4 insurance companies.  Also, considering that Fobi serves over 22 insurance clients with more than 40 brands this could give an idea of the revenue Fobi is making from the insurance sector. 

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