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EQB Inc T.EQB

Alternate Symbol(s):  EQGPF

EQB Inc. is a digital financial services company, with combined assets under management and administration. Through its subsidiary, Equitable Bank, offers banking services. It operates through two main divisions: Personal Banking and Commercial Banking. Personal Banking operates through five business lines: EQ Bank, residential lending, wealth decumulation, and consumer lending through partnerships, a segment added with the Concentra Bank acquisition, and payments as a service supporting its fintech partners. Its diversified product suite consists of deposits, single family residential mortgage loans, home equity lines of credit, reverse mortgages, insurance lending, and payment infrastructure partnerships. Commercial Banking operates through seven business lines: business enterprise solutions, commercial finance group, multi-unit insured, specialized finance, equipment leasing, credit union and Concentra trust. It provides personal and commercial banking through its EQ Bank platform.


TSX:EQB - Post by User

Post by retiredcfon Apr 21, 2024 2:36pm
246 Views
Post# 36000310

Assessment

AssessmentWhat is your current opinion on EQB? It had a strong run but their most recent results were not as encouraging and the stock took a hit. Do you think the issues with the last quarter were only temporary and EQB is buyable today for a new position at current levels? EQB was recently recommended by at least a couple of brokerages (including CIBC) as the Best Growth story among Canadian banks. Do you agree?

We would agree on its growth prospects vs the sector. We do like it right now, though it is hard to call whether any concerns will be temporary. Results were actually good in Q1, but not good enough for investors' high expectations. It is very cheap considering its potential rate of growth. Considering it is more than $10 lower than before its last quarter, and interest rates are closer now to declining (in Canada), we think it looks attractive today at 7X earnings. (5iResearch)
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