Senior management needs to be replacedUnfortunately TD has had the ceo around too long that any viable inhouse replacements have left for greener pastures and the lileihood of viable replacements from in house now seem impossible. Nothing short of a final ruling by the SEC that produces a less than 2B$ fine and no oversight or limits on growth will keep this stock rangebound. Any bank that has exceeded EPS consencus numbers yet has fallen in price means most of the smart money has left and a once mighty Canadian powerhouse has become a lame duck.