RE:CEO and othersNobleHouse if the CEO admits culpibility like you say he should forget the big bucks he will most likely be finished not only at TD but also anywhere else. Now if as he claims there were protocols in place and others violated them he took it in good faith that people were trained well enough understood what they were doing and went about his business doing real work not babysitting people whose job it was to have learnt how to handle their affairs following their extensive training. Given that people were trained and supervised up until the point that those who supervised all the workers felt they are competent to carry on on their own well then how long are you going to leave the training wheels on? And if someone is uncertain of something i am sure they can go and talk to their supervisor. I was actually at a TD branch today carrying out some family business with my Dad. I will leave the specifics confidential but a few times the rep who is fairly high up had to consult with her supervisor excusd herself and did so. I dont hold the CEO responsible because as i said once people have been extensively trained they should know and follow the protocols if they forget have questions whatever the case maybe they need to go and ask no excuses not to. I am on the opposite side of the spectrum. By the way family assets with TD are over 140k. I trade through td my personal assets money wise is small but i have a large size safety deposit box with blue chip comics around 20k. My Dad held stocks got spooked sold. He is so spooked that he fears TD will go under and i said you are worried about nothing. In any case, this is just not a good scene however it is one thing for people to screw up on protocols and procedures i would have been more lenient there but a different thing when people are taking bribes those people not only should get the axe they should rightly face criminal charges. Anyways, i used to despise the banks gouging people but you know something the advisor we have had at the banks have done a phenomenal job with helping my family grow money more so my brother. With mutual funds alone he is outperforming my Dads gains with his advisor who recommeded divie stocks etfs divie mutual fund but did not strongly suggest dollar cost averaging. Boy the power of on average 6 to 10 percent gains on dollar cost averaging mutual funds....my Brother is at 20 percent with both TD and CIBC on some of his investments. More and more people are talking about growing your wealth this way...so with Bank stocks no different just keep holding and average them providing you have a longer time frame if not adjust accordingly. Good time to buy TD shares...buy and hold collect the $1.02 per share quarterly. In any case this will unfortunately need to go through the fire there is no easy way out here.