RE:RE:RE:Got Definitely you have to watch and preserve what you have. I got fortunate having company defined pension plan but my wife doesn't plus her CPP won't be much. That is why I am cooking and shuffling money around and trying to stay ahead of the government game. I started collecting CPP at 61 plus company pension plus the bridge $ 711 till 65 till OAS replaces it. Collecting dividends from two TFSA and my wife's cash trading account. Also collecting dividends from her SDRSP the most but unfortunately I can't take them out since she is still working. This year is the first on full pension since last year I got some company income but cooked my taxes well. My wife had to pay but I got money back for vacation in Dominican. Unfortunately still had to pay for it not like Trudeau vacationing in Jamaica for free. All taxpayers had to do to pay for additional plane and his carbon tax.
In August going to Czech to apply for pension there, will see what I get. The Canadian goverment already sticking their nose in to it suggesting they can apply on my behalf. Smelling taxes. Lol. Don't need any help besides Czech pension is tax free over there.
Tax plan for this year is to transfer whole SRV.UN up $ 10 000 from my wife cash account to her RRSP trading account ( in kind) . She will have to pay $ 1500 in capital gains but $ 28 000 in contribution will give her back about $ 8000 I hope.
In mean time I will wait and hydrate. As of now the best beer on sale is Czechwar. Don't be late.. The holy beer.
https://www.idnes.cz/hokej/ms-2024/hokej-ms-titul-zlato-oslavy-staromestske-namesti.A240527_075214_ms-hokej-2024_drev/foto/IHAa050e5da5b_190000_8950267.jpg