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Canadian Western Bank T.CWB

Alternate Symbol(s):  CBWBF | CWESF | T.CWB.PR.B | T.CWB.PR.D

Canadian Western Bank is a diversified financial services company. It provides full-service business and personal banking, specialized financing, comprehensive wealth management offerings, and trust services. It offers specialty business banking services for small-and medium-sized companies with a focus on general commercial, equipment financing, construction financing, commercial real estate financing, real estate construction and project financing and equipment financing and leasing. It also provides full-service personal banking options, including chequing and savings accounts, loans, mortgages and investment products. Its banking services include online banking, ATM banking, creditor insurance, resources for seniors and order cheques online. Its CWB Business Advantage Account and CWB Business Unlimited Account offer solutions for day-to-day banking and 24/7 online access. It has its operations in British Columbia, Alberta, Ontario, Saskatchewan, Quebec, Manitoba and others.


TSX:CWB - Post by User

Comment by packerdriveron Jun 19, 2024 12:11pm
106 Views
Post# 36096099

RE:RE:"Don't sweat the small stuff"

RE:RE:"Don't sweat the small stuff"
"Stupid post"?...You sound like you might be a financial advisor or tax lawyer.....;););)

I'll first say that I'm only dealing with the federal tax here. Provinces all have different tax brackets and tax rates. I also don't account for any possible expenses, deductions and various tax credits that will potentially lower both taxable income and tax owing...

An individual with an income of 246,752 will pay 57,117 of fed. tax.......................or 23% tax.
(in four tax brackets 15%, 20.5%, 26% and 29%)
Same individual also has a 100,000 capital gain....he'll pay 16,500 more taxes....or 16.5%
(100,000 x 50% inclusion rate x 33% highest tax bracket)
Total fed. tax on 346,752 will be 73,617.....or 21.2%

Even after the inclusion rate increase to 66%, for amounts above 250k for individuals, the tax rate on capital gains will still be lower than the tax rate on employment income.


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