My 2 cents opinion I bought TD not long time ago. Today I got whacked . How much I have lost I don't know and I don't care besides I have flipped the stock a few times. On the top of it I bought CIBC as well so I am good. I am very surprised that they lost money in insurance division, world markets . Who cares about loan provisions more less all banks lost their money. Look how much money BMO lost... TD will turn the business around , they have a plan but why would they disclose it being constantly harassed by US law firms . I feel today they just walk away from everything basically showing the figer to everyone saying everything is f up . When dust comes down they will come out with their plan and before the end of next year the stock price will be $ 95. Not long time ago Citigroup was all screwed up. I bought it for $ 48 and today $ 72.67 up 45% collecting dividends. So I will wait and hydrate in meantime collecting dividends. Believe me it works at least for me.