RE:BIG QUESTION ?????....I am well aware of the acheivements, and I'm not being a downer - I just don't think I'm smart enough to outsmart the market. The numbers really do seem like they should speak for themselves, which makes it all the weirder than bigger players aren't jumping on board. I don't for a second think that I know more than they do, and I often wonder what they know that I don't. But I love my TLT shares too!