AGMLots of questions at the AGM. We can espect an announcement very soon as to the development of the consolidation. It's going to happen. Northern's target is tier 1 in this business, as soon as 3 years. No doubt in my mind that George Garner will make a difference. Vic is cautious but we should expect constant growth with the type of staff he is building. More offices needed and Vic is looking at Montreal and one office in Nova Scotia. Northern is now the largest shareholder in PPI (15%) and we can expect something to develop favourably with he the year.