I popped online and noticed several posts of yours like one after another but have not yet read any of the same. Truth be told, I do not have to read any of those posts. Your opinion no doubt differs from others (let alone mine) and as one poster poster pointed out, your glass is always half empty. But lest I be misunderstood, that's a good thing!
I owe an apology because sometimes, my posts can be more personal than anything of substance. On this, I do apologize but that's nothing personal on my end but at the same time, that's also something I will never change. In other words, do not take it as personal. At the same time, however, defend what you have to say even if that means you have to be personal. Point being that I will not take it as personal.
Put simply:
You and I are here to make money (ie: a profit) off CRJ/CGR and that is the bottom line. Differences of opinions aside, I have no other objective and I know you do not as well (ie: neither one of us are paid pumpers or bashers and I never ever knew anyone who was because I would love such a job!). That said, I actually appreciate the balance. Sometimes, I can be too positive and ignore the negatives. IMO, I think there are times when you can be too negative and ignore the positives. By means of posting on some message board, it forces us both to do some homework to defend (or substantiate) our opinions and all that does is better informs ALL in regards to CRJ/CGR and hopefully, renders us ALL better investors in the end. No harm and No foul.
In closing, hold your head high and stand firm as to your opinion(s). As yet another poster pointed out, none of us are bankers. Whether true or not, that does not discount what anyone has to say for all of us at some point have dealt with bankers. That is, it does not matter who is right or wrong. Instead, all that matters is whether one or the other makes a profit. That said, and on that note, if I have learned anything over the years; its the simple fact that I have been right on a stock and lost money and wrong on a stock and made money.
Good luck!
PS: If I had $20M to loan CRJ, I would not own CRJ. Instead, I own CRJ to to make that $20M!