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Bullboard - Stock Discussion Forum PesoRama Inc V.PESO

Alternate Symbol(s):  PSSOF

PesoRama Inc. is a Canadian company operating dollar stores in Mexico under the JOi Canadian Stores brand. The Company offers consumers a wide variety of products with a focus on the value/dollar segment of the retail market. The Company's product categories include household goods, pet supplies, seasonal products, party supplies, health and beauty, snack food items and confectionery, among... see more

TSXV:PESO - Post Discussion

PesoRama Inc > loan
View:
Post by nomoney on Jun 09, 2023 2:49pm

loan

Wow, those are horrible terms.  13.5% interest and...

The loan is subject to a closing fee of $800,000 to be paid in two instalments to the agent, for the rateable benefit of the lenders. A standby fee equal to 1 per cent will be paid annually by the company to the agent, for the account of the lenders, calculated and payable quarterly in arrears, of the difference between the daily revolver advances outstanding and the revolver limit during such quarter. An annual monitoring fee of $50,000 will be paid by the company to the agent, which fee will be paid in quarterly instalments beginning today and each three-month anniversary thereafter.

As partial consideration for entering into the loan agreement, the company issued 15,060,838 non-transferable warrants to the lenders to purchase up to an aggregate of 15,060,838 common shares of the company. Each warrant has an exercise price equal to 14 cents and is exercisable for five years.

The lenders are not non-arm's-length parties of the company as defined pursuant to the policies of the TSX Venture Exchange. The lenders do not own nor have any beneficial ownership of any securities of the company other than the warrants granted pursuant to the loan agreement.

Comment by mjh9413 on Jun 12, 2023 12:00am
With $10MM undrawn average that's a 16.5% interest rate equivalent  and then that $800K in first year on top of this. I should say it's expensive and I'd appreciate seeing the DCF model to show how they pay this back and over what period.when they earn in Mex pesos. Guess we'll see how handcuffed they are by this pretty soon.
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