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Bullboard - Stock Discussion Forum XTM Inc XTMIF


Primary Symbol: C.PAID

XTM Inc. is a fintech creator of payment innovations including fully certified Earned Wage Access through its AnyDay product. AnyDay is an automated earned wage access and instant payments platform that helps employers recruit, retain and improve operational productivity. It supports businesses to encourage their workforce in the hospitality, personal care and service staffing industries. It is... see more

CSE:PAID - Post Discussion

XTM Inc > Great Q3
View:
Post by anon90 on Nov 29, 2021 4:19pm

Great Q3

It's all about Revenue and as reported the pace in which they are growing is big. Assume two more quarters of 100% rev growth, that would have them exiting next year at $12,800,000...apply multiple (very debatable number) of 10x and there you have a .91c stock price. I realize 10x may be a bit generous but so is my assumption of only the next two quarters growing at current pace. 
 I wont bother trying to value the upside potential once the USA reveneue starts to kick in, I think it would be impossible for the USA revenue not to be a multiple of Canadian rev's...... Only problem I see here is the limited audience XTM has, I do believe at some point the growth rate for not only revenues but also active users will have to attract attention of not only larger home offices and funds but also to potential acquirers.

BTW,  I had an analyst tell me 10X multiple is to low......
Comment by Urbani on Nov 29, 2021 5:44pm
Anon... great take... the revenues in the States is just starting and November 8th, Ontario just opened up much more... The States will really drive revenues. Say 5 tiimes more than Canada to start. Should be exiting close to $20 Million in Revenue next Year. PAID is way undervalued. Do not know why PAID has been held down....
Comment by Urbani on Dec 09, 2021 9:03pm
Who the heck is keeping PAID down. Seems like lots of trading happening ... spinning wheels... going to have to change the tires to studded next ... Revenues, Revenues, Revenues... PAID
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