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What is the new 30-year amortization mortgage?

Lyndsay Malchuk Lyndsay Malchuk, The Market Online
0 Comments| August 15, 2024

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The Canadian government recently introduced a new 30-year amortization plan for insured mortgages, which kicked in on Aug. 1.

The Market Online recently sat down with Michael Succurro, the CEO of Fluent Capital Management and co-founder and president of Spark Financial Group, to learn more.

“For anybody purchasing a property, and if the property purchase price is under a million dollars, they’re able to put 5, 10, 15, 19, 99 per cent down. So that is for primarily first-time homebuyers and only for first-time homebuyers,” Succurro said. “Now with this new plan, they’ve stretched the amortization from 25 years to 30 years. You can now stretch the elasticity out of your payment, making it cheaper.”

But who is eligible for this 30-year amortization mortgage plan, and what are the stipulations?

Check out the video above to learn all about it from Succurro.

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The material provided in this article is for information only and should not be treated as investment advice. For full disclaimer information, please click here.




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