ISO Advanced Rating Toolkit Offers Personal Auto Insurers a More Complete Rating Solution -- Comprehensive package of state-of-the-art rating tools fills gap in marketplace

JERSEY CITY, N.J., April 9, 2013 - ISO has launched the ISO Advanced Rating Toolkit for personal auto, a comprehensive bundled offering of ISO's pricing refinement tools that includes the ISO Risk Analyzer^® Personal Auto suite of predictive modeling tools and the ISO Personal Vehicle Manual. Powered by the predictive analytic capabilities of ISO Risk Analyzer, the complementary collection of rating tools within the ISO Advanced Rating Toolkit enables insurers to perform more in-depth analyses within their books of business. ISO is a member of the Verisk Insurance Solutions group at Verisk Analytics (Nasdaq:VRSK).

"We've integrated ISO's best-in-class analytic and rating tools in response to the industry's call for a more complete rating solution that incorporates advanced analytics," said Kevin Thompson, president of ISO Insurance Programs and Analytic Services. "Insurers who currently use the rules and factors available in the ISO Personal Vehicle Manual to develop and enhance their rating programs can now take their pricing refinement efforts to new levels with the predictive capabilities of the ISO Advanced Rating Toolkit."

The ISO Risk Analyzer Personal Auto suite is currently composed of three modules. The environmental module uses predictive modeling based on location-specific data and examines environmental indicators that can affect personal auto risks to predict losses more accurately at a highly refined level of geography. The personal auto vehicle module for physical damage uses vehicle characteristics to predict collision and comprehensive losses at a highly refined level. The newest module, driver history, is a pricing segmentation tool that helps insurers assess how driver history and driver characteristics affect rating factors.

The ISO Risk Analyzer modules complement and add value to the rating tools within the ISO Personal Vehicle Manual, including the Personal Auto Class Plan, which will be significantly enhanced through filings to be made this year in most states. Other tools include Liability and PIP/Medical Payments Symbols, increased limits and deductible factors, miscellaneous rating factors, and filed loss costs.

The ISO Advanced Rating Toolkit also offers insurers flexibility. Depending on their needs, insurers can use the output from the modules "right out of the box" or as independent variables in their own predictive models.

"Adaptability is one of the key features of the tool set," said David Cummings, senior vice president, Personal Lines and Analytics, ISO Insurance Programs and Analytic Services. "With access to this comprehensive suite of ISO's sophisticated pricing refinement tools, insurers no longer have to piece together their rating plans. They can create tailor-made rating programs without sacrificing speed to market - a significant advantage in today's competitive environment."

ISO is currently developing other modules that will be added to the ISO Advanced Rating Toolkit. Insurers who take advantage of the ISO Advanced Rating Toolkit will gain immediate access to future modules under development when they become available.

About ISO
Since 1971, ISO has been a leading source of information about property/casualty insurance risk. For a broad spectrum of commercial and personal lines of insurance, the company provides statistical, actuarial, underwriting, and claims information; policy language; information about specific locations; fraud-identification tools; and technical services. ISO serves insurers, reinsurers, agents and brokers, insurance regulators, risk managers, and other participants in the property/casualty insurance marketplace. ISO is a member of the Verisk Insurance Solutions group at Verisk Analytics (Nasdaq:VRSK). For more information, visit www.iso.com and www.verisk.com.

Contact:

Jessica Riccardi/Giuseppe Barone        
MWW Group (for ISO)
(201) 507-9500                            
jriccardi@mww.com
gbarone@mww.com