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Central Pacific Financial Corp. Appoints Bill Wilson To Executive Vice President & Chief Risk Officer

CPF

HONOLULU, June 2, 2014 /PRNewswire/ -- Central Pacific Financial Corp. (NYSE: CPF), parent company of Central Pacific Bank (CPB; the "Bank") has appointed Raymond W. "Bill" Wilson to Executive Vice President & Chief Risk Officer for both CPF and CPB.

Raymond W. "Bill" Wilson, EVP & Chief Risk Officer, Central Pacific Financial Corp. & Central Pacific Bank

In his new position, Wilson is responsible for overseeing the newly consolidated risk management areas of the bank, including Credit Administration, Retail Credit, Legal, Compliance, BSA, Information Security, Fraud Mitigation, and Internal Audit.

"Bill has done a stellar job in improving our company's credit risk profile and reducing non-performing assets," said John C. Dean, Chairman and CEO. "By expanding Bill's role to Chief Risk Officer, I am confident of meeting the evolving challenges that we face in our industry today."

Wilson previously served as the Bank's Executive Vice President and Chief Credit Officer since joining CPB in 2010. He led the special assets and risk management teams for the bank and assisted with the bank's capital raising efforts. Prior to joining CPB, Wilson had 15 years of U.S. and international experience in credit risk management in public and private companies, as well as 14 years of credit and lending management experience at a major international financial institution.

Wilson is a board member of Easter Seals Hawaii (Chair 2014-2015), Hawaii State Chapter of the American National Red Cross, and Pacific Links Hawaii Foundation.

About Central Pacific Financial Corp.
Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $4.8 billion in assets. Central Pacific Bank, its primary subsidiary, operates 36 branches and 115 ATMs in the State of Hawaii, as of March 31, 2014. For additional information, please visit the Company's website at www.centralpacificbank.com.

Forward-Looking Statements

This document may contain forward-looking statements concerning projections of effectiveness of management, revenues, income/loss, earnings/loss per share, capital expenditures, dividends, capital structure, or other financial items, plans and objectives of management for future operations, future economic performance, or any of the assumptions underlying or relating to any of the foregoing. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts, and may include the words "believes," "plans," "expects," "anticipates," "forecasts," "intends," "hopes," "should," "estimates," or words of similar meaning. While the Company believes that our forward-looking statements and the assumptions underlying them are reasonably based, such statements and assumptions are by their nature subject to risks and uncertainties, and thus could later prove to be inaccurate or incorrect. Accordingly, actual results could materially differ from projections for a variety of reasons, to include, but not be limited to: an increase in inventory or adverse conditions in the Hawaii and California real estate markets and deterioration in the construction industry; adverse changes in the financial performance and/or condition of our borrowers and, as a result, increased loan delinquency rates, further deterioration in asset quality, and further losses in our loan portfolio; the impact of local, national, and international economies and events (including natural disasters such as wildfires, tsunamis, storms and earthquakes) on the Company's business and operations and on tourism, the military, and other major industries operating within the Hawaii market and any other markets in which the Company does business; deterioration or malaise in domestic economic conditions, including any further destabilization in the financial industry and deterioration of the real estate market, as well as the impact of declining levels of consumer and business confidence in the state of the economy in general and in financial institutions in particular; changes in estimates of future reserve requirements based upon the periodic review thereof under relevant regulatory and accounting requirements; the impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act, changes in capital standards, other regulatory reform, including but not limited to regulations promulgated by the Consumer Financial Protection Bureau, government-sponsored enterprise reform, and any related rules and regulations on our business operations and competitiveness; the costs and effects of legal and regulatory developments, including the resolution of legal proceedings or regulatory or other governmental inquiries and the results of regulatory examinations or reviews; the effects of and changes in trade, monetary and fiscal policies and laws, including the interest rate policies of the Board of Governors of the Federal Reserve System; inflation, interest rate, securities market and monetary fluctuations; negative trends in our market capitalization and adverse changes in the price of the Company's common shares; political instability; acts of war or terrorism; changes in consumer spending, borrowings and savings habits; failure to maintain effective internal control over financial reporting or disclosure controls and procedures; technological changes; changes in the competitive environment among financial holding companies and other financial service providers; the effect of changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Public Company Accounting Oversight Board, the Financial Accounting Standards Board and other accounting standard setters; our ability to attract and retain skilled employees; changes in our organization, compensation and benefit plans; and our success at managing the risks involved in the foregoing items. For further information on factors that could cause actual results to materially differ from projections, please see the Company's publicly available Securities and Exchange Commission filings, including the Company's Form 10-K for the last fiscal year and, in particular, the discussion of "Risk Factors" set forth therein. The Company does not update any of its forward-looking statements except as required by law.

Photo - http://photos.prnewswire.com/prnh/20140602/93345

SOURCE Central Pacific Financial Corp.



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