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U.S. Bank Unveils Multiple Enhancements to Boost Cardless Business Travel Payments

USB

Travel VirtualPay to Add Airfare Capability and Real Time Credit Limits; Payment Plus Direct Will Speed Reimbursements for Travel Agencies

U.S. Bank this week announced a suite of new tools for making cardless “virtual” travel spending faster, easier and more secure. The new capabilities are being introduced at the Global Business Travel Association’s annual conference July 26-30, and include:

  • U.S. Bank Travel VirtualPay allows business travelers to pay hotel charges with virtual account numbers. New functionality captures airfare transactions as well, making U.S. Bank the first bankcard issuer in North America to provide cardless air payments that are fully integrated with Sabre, the world’s largest travel marketplace provider, and its payment technology partner Conferma. The new airfare functionality is finishing up a pilot test with U.S. Bank customer Macy’s and is now available for the wider market.
  • Real-time credit limit change capability for Travel VirtualPay allows for instant anytime adjustment. An account’s credit limit can exactly match the approved booking amount, further increasing payment security and reducing the chances for misuse or improper spending.
  • U.S. Bank Payment Plus Direct is a faster and more secure reimbursement tool for third-party service providers, such as travel agencies. When the agency books a flight or hotel on behalf of a customer, it pays the service provider (e.g., the airline or hotel) via a single-use account number which has been provided by U.S. Bank. The single-use account contains the exact amount owed, down to the penny. Payment is available instantly, reconciliation occurs automatically and specific data elements – such as a confirmation number – get linked to each account for easy tracking.

“Research shows that travel buyers and suppliers are looking for the benefits provided by single use virtual accounts, but often don’t realize they’re available,” said U.S. Bank Travel Product Manager Mary Miklethun. “The enhancements we’re now introducing, making such accounts even more secure and easier to use, promise to widen their appeal and bring them into the business travel mainstream.”

About U.S. Bank
U.S. Bancorp (NYSE: USB), with $389 billion in assets as of June 30, 2014, is the parent company of U.S. Bank National Association, the 5th largest commercial bank in the United States. The Company operates 3,174 banking offices in 25 states and 5,005 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at usbank.com.



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