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A.M. Best Places Ratings of Genworth Financial, Inc. and Subsidiaries Under Review with Developing Implications

GNW

A.M. Best has placed the financial strength rating of A- (Excellent) and the issuer credit ratings (ICR) of “a-” of the key life/health subsidiaries of Genworth Financial, Inc. (Genworth) (Richmond, VA) [NYSE:GNW] under review with developing implications. Additionally, the ICR of “bbb-” of Genworth and its existing debt ratings have been placed under review with developing implications.

The actions follow Genworth’s statements during its first quarter 2015 earnings conference call that it is assessing market interest and considering the merits of selling its life and annuity businesses. The under review status reflects the ambiguity surrounding the structure and components of a potential sale. Additionally, A.M. Best’s view of a divestiture of businesses that provide both stable earnings and diversification to the enterprise would likely be a credit negative. Moreover, if a transaction is consummated, the impact of proceeds would need to be considered.

A.M. Best anticipates that Genworth’s ratings will likely remain under review until the completion of the company’s strategic review is announced, or if a buyer for the life and/or annuity businesses is identified.

For a complete listing of Genworth Financial, Inc. and its subsidiaries’ FSRs, ICRs and debt ratings, please visit Genworth Financial, Inc.

The methodology used in determining these ratings is Best’s Credit Rating Methodology, which provides a comprehensive explanation of A.M. Best’s rating process and contains the different rating criteria employed in the rating process. Best’s Credit Rating Methodology can be found at www.ambest.com/ratings/methodology.

Key insurance criteria reports utilized:

  • Insurance Holding Company and Debt Ratings
  • Rating Members of Insurance Groups
  • Risk Management and the Rating Process for Insurance Companies

This press release relates to rating(s) that have been published on A.M. Best's website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please visit A.M. Best’s Ratings & Criteria Center.

A.M. Best Company is the world's oldest and most authoritative insurance rating and information source. For more information, visit www.ambest.com.

Copyright © 2015 by A.M. Best Company, Inc. ALL RIGHTS RESERVED.

A.M. Best Company, Inc.
Kate Steffanelli, FLMI, 908-439-2200, ext. 5063
Senior Financial Analyst
kate.steffanelli@ambest.com
or
Andrew Edelsberg, CPA, FLMI, 908-439-2200, ext. 5182
Vice President
andrew.edelsberg@ambest.com
or
Christopher Sharkey, 908-439-2200, ext. 5159
Manager, Public Relations
christopher.sharkey@ambest.com
or
Jim Peavy, 908-439-2200, ext. 5644
Assistant Vice President, Public Relations
james.peavy@ambest.com



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