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PayChest Reduces Long Term Liabilities by $3,500,000

PYCT

HONG KONG, CHINA--(Marketwired - November 20, 2015) - Paychest, Inc. (OTC PINK: PYCT) wishes to announce that the Company has negotiated a 70% reduction in a key note payable reducing the amount due from $5,000,000 to $1,500,000; a reduction of $3,500,000.

The note payable for acquiring the worldwide license and rights to Flushaway Intellectual Property (IP), know how and support is reduced effective September 30, 2015 and is reflected in the filings of the Company's 3rd Quarter Financials.

The reduction follows a renegotiation driven by PayChest having incurred cost and delay in implementing the Flushaway IP. New production processes and production technology required a much longer implementation period than was originally indicated and while the Licensor, Cardiff Bay Holdings, does not accept any liability they agreed to a reduction in costs to "facilitate product commercialization" of Mibella®.

Over the Quarter ended September 30, 2015 the Company reduced liabilities by $4,683,699 made up of $1,070,699 of current liabilities and $113,000 of interest, both of which were converted to equity, and now the further reduction of $3,500,000.

The reduction in liabilities together with the $500,000 Loan financing places the Company in a good financial position as the Company heads towards commercial production.

NOTE ABOUT FORWARD-LOOKING STATEMENTS

Except for any historical information contained herein, the matters discussed in this press release contain forward-looking statements that involve risks and uncertainties, including those described in the Company's filings with OTC Markets http://www.otcmarkets.com/stock/PYCT/financials.

Certain statements contained in this release that are not historical facts constitute forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, and are intended to be covered by the safe harbors created by that Act. Reliance should not be placed on forward looking statements because they involve unknown risks, uncertainties and other factors which may cause actual results, performance or achievements to differ materially from those expressed or implied. Forward looking statements may be identified by words such as estimates, anticipates, projects, plans, expects, intends, believes, should and similar expressions and by the context in which they are used. Such statements are based upon current expectations of the Company and speak only as of the date made.

Historical news releases on the Company can be found at http://www.paychest.com/news.htm.

Paychest, Inc.
Tom Hands
1-302-724-6944
ir@paychest.com



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