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United Insurance Holdings Corp. Previews Q1-2016 Catastrophe Losses

ACIC

Company Schedules 2016 First Quarter Results and Conference Call

United Insurance Holdings Corp. (NASDAQ:UIHC) (UPC Insurance or the Company), a property and casualty insurance holding company, today announced estimated gross catastrophe losses incurred during the first quarter ending March 31, 2016 of approximately $15 million before income taxes (approximately $9.4 million, or $0.43 per diluted share after tax). The Company’s catastrophe losses included over 800 claims from a series of tornado, hail, winter storm and other severe convective storm events primarily in Florida, Louisiana, Massachusetts, Rhode Island and Texas during the first 3 months of the year. For the remainder of the year, the Company has $20 million of catastrophe aggregate reinsurance available to protect it from incurring additional catastrophe losses from 2016 events other than named windstorms. That reinsurance treaty has an annual retention of $15 million, which the Company expects to exhaust for the events that took place during the first quarter of the year.

Company Schedules 2016 First Quarter Financial Results and Conference Call

The Company plans to announce its first quarter 2016 financial results on Wednesday, April 27, 2016 after the close of the market and will conduct its quarterly conference call to discuss those results and review the outlook for the Company at 9:00 a.m. ET on Thursday, April 28, 2016. The Company invites interested parties to participate in the conference call.

Conference Call Details

Thursday, April 28, 2016 – 9:00 a.m. ET
Participant Dial-In Numbers:
(United States): 877-407-8829
(International): 201-493-6724

Webcast

To listen to the live webcast, please go to http://investors.upcinsurance.com and click on the conference call link at the top of the page, or go to: http://upcinsurance.equisolvewebcast.com/q1-2016. This webcast will be archived and accessible through the Company’s website for approximately 30 days following the call.

About UPC Insurance

Founded in 1999, UPC Insurance is an insurance holding company that sources, writes and services residential property and casualty insurance policies using a network of independent agents and a group of wholly owned insurance subsidiaries. UPC Insurance writes and services property and casualty insurance in Connecticut, Florida, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina and Texas, and is licensed to write in Alabama, Delaware, Maryland, Mississippi, New Hampshire, New York and Virginia. From its headquarters in St. Petersburg, UPC Insurance's team of dedicated professionals manages a completely integrated insurance company, including sales, underwriting, customer service and claims.

Forward-Looking Information

Some of the statements in this release, including those about estimated catastrophe losses, are “forward-looking statements” as that term is defined in the Private Securities Litigation Reform Act of 1995 (PSLRA). These forward-looking statements are made pursuant to the safe harbor provisions of the PSLRA. Actual results may differ materially from those suggested by the forward-looking statements as a result of risks and uncertainties, which include, among others, those discussed or identified from time to time in our public filings with the Securities and Exchange Commission. UPC Insurance assumes no obligation to update any forward-looking information set forth in this release, which speaks as of its date.

United Insurance Holdings Corp.
John Rohloff, 727-895-7737
Director of Financial Reporting
jrohloff@upcinsurance.com
or
INVESTOR RELATIONS:
The Equity Group
Adam Prior, 212-836-9606
Senior Vice-President
aprior@equityny.com



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