Join today and have your say! It’s FREE!

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.
Please Try Again
{{ error }}
By providing my email, I consent to receiving investment related electronic messages from Stockhouse.

or

Sign In

Please Try Again
{{ error }}
Password Hint : {{passwordHint}}
Forgot Password?

or

Please Try Again {{ error }}

Send my password

SUCCESS
An email was sent with password retrieval instructions. Please go to the link in the email message to retrieve your password.

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.

LendingClub Confidence Issues Persist On The Back Of New Revelations

LC

LendingClub Corporation (NYSE: LC) has had quite a tumultuous summer. Since May, the company and the media have revealed to investors:

  • Its CEO and founder was complicit in the compromising of internal controls
  • Its internal controls were ineffective as of December 31, 2015
  • It received a subpoena from the Department of Justice
  • Goldman Sachs lowered its loan origination growth estimates by 9 percent
  • A report on loan sales had to be corrected when the initial report didn’t fully disclose the amount of loans purchased by the company itself

Related Link: Fintech Companies Picking Up Investors Fleeing LendingClub

On Tuesday, the Wall Street Journal examined two new revelations: that the former CEO and his family bought loans in the early days of the company to artificially boost volumes, and that more recently, internal funds were being improperly valued.

Investors’ reaction to the internal fund misvaluation was dramatic; the company has now restricted redemptions from the fund after the amount of redemption requests became equal to 58 percent of the fund’s assets.

Shares of LendingClub were higher Tuesday, though, on news of a new CEO, cost cutting measures and reports that the CEO was still expecting the company would see $40 million in loans on its balance sheet by the end of June.

There were also reports late Tuesday that Stone Ridge is buying $1 billion worth of LendingClub loans.