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AM Best Assigns Issue Credit Rating to CNO Financial Group, Inc.'s Forthcoming Senior Unsecured Notes

CNO

OLDWICK, N.J.

AM Best has assigned a Long-Term Issue Credit Rating (Long-Term IR) of “bbb-” to the forthcoming $500 million 5.25% senior unsecured notes due May 30, 2029, issued by CNO Financial Group, Inc. (CNO Financial) (headquartered in Carmel, IN) [NYSE: CNO]. The outlook assigned to the Credit Rating (rating) is stable. CNO Financial’s existing Long-Term Issuer Credit Rating and Long-Term IRs are unchanged.

The proceeds of the issuance will be used to redeem CNO Financial’s outstanding $325 million 4.5% senior unsecured notes due in 2020, repay amounts outstanding under the revolving credit facility including fees and expenses related to this offering. AM Best anticipates that CNO Financial’s adjusted financial leverage ratio will increase to approximately 25.7% as a net result of the recapitalization plan. Despite the modest increase in leverage, AM Best notes that the company’s financial leverage and interest coverage ratios remain well within AM Best’s guidelines for CNO Financial’s current ratings.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Understanding Best’s Credit Ratings. For information on the proper media use of Best’s Credit Ratings and AM Best press releases, please view Guide for Media - Proper Use of Best’s Credit Ratings and AM Best Rating Action Press Releases.

AM Best is a global rating agency and information provider with a unique focus on the insurance industry. Visit www.ambest.com for more information.

Copyright © 2019 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Prafull Jhawar
Senior Financial Analyst
+1 908 439 2200, ext. 5214
prafull.jhawar@ambest.com

Edward Kohlberg
Director
+1 908 439 2200, ext. 5664
edward.kohlberg@ambest.com

Christopher Sharkey
Manager, Public Relations
+1 908 439 2200, ext. 5159
christopher.sharkey@ambest.com

Jim Peavy
Director, Public Relations
+1 908 439 2200, ext. 5644
james.peavy@ambest.com



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