RE:Should i take 250.00 a month for life or 40,000 dollar or put that 40k in a sp500 index fund. you should get in the long term near 10% return.
so 250 x 12 = 3000$ per year.
40 000 at 10% return is 4000$ per year, 1000$ more than that 250 per month. Plus you have a the 40 000$.