Very disappointing Management is,in a lot of posters opinion very highly regarded.My self i really don't know, all i do know they fall short big time in the communications department as builder put so well.As for myself i bought because of results the first six months,now when they release results i get nervous.At least it is holding it's own after this last one "so far".Oh well will have to wait now for tax season to see what happens.Cheers.